Money – Money – and More Money

Article by John Assaraf

You have permission to publish this article electronicallyor in print, free of charge, as long as the bylines areincluded. A courtesy copy of your publication would beappreciated – send to: John@TheStreetKid.comMoney – Money – and More Money For over 20 years I have been fascinated with what it really takes to make a lot of money. I realized a long time ago that if someone else could do something or achieve something…then the least that could happen was that I could copy what they did… and get a similar… or better result. In my younger years, making Money was on top of my list so I became a very good student. But what I have discovered in my search is that it’s not just the people with the college degrees or the most potential who make the most money.For example, you and I both could probably name some people who we think are smarter than we are, yet who don’t make as much money as we do. And we also could probably name some people who we think aren’t as smart as we are, but who make more money.I was VERY fortunate that I had the desire to earn a lot of money…just as I hope you do. The reason I say that is because money is not hard to make if you understand how. But more than having just desire, I found a few mentors who really knew what making money was really all about; they were making millions, so I wanted to make millions.As a matter of fact, I decided at the age of 22… that I was going to be a millionaire! I had no idea how…. but I was going to listen to the mentors and then do what they did.Let me share with you a few simple things I learned that I think will help you on your quest for earning significantly more money. And since the Street Kid part of me wants it simple and fast, everything I do is about getting results now, not in 6 months. So everything you learn from me, you will be able to apply immediately.So let’s begin. NO “SMARTS” REQUIREDFirst and foremost…earning a lot of money is not reserved for smart people. It’s reserved for people who do the right things – spiritually, mentally and physically, that attract money.One of the first things you must understand is that the internal belief you have about what you think you can earn, is not your true potential, but a conditioned ‘belief’ based on your past results and old mental conditioning.And as a reminder from previous reports… your internal image and conditioning controls what you focus on, attract and see. If you are conditioned to make k a year, all you see are opportunities and jobs in line with that image and focus. If you are conditioned to earn 0k a year, then all you are focused on is things that are in line with that financial level.There is an exact science to earning money that most people have never been taught. I’ll give you an example of a couple of the easy rules you must understand for earning money. Without understanding and applying these simple rules, you are working harder than you need to be.I’ve been able to help many people significantly increase their financial intake and lifestyle by simply understanding and following the information that follows…so here you go…(Now remember, individually these rules may seem simple. But when you look at the 3 together…you’ll understand the potential effect they have on how much you can earn.)Rule One’Define the overall market potential for the product, service or talent you have’This is pretty easy…do a lot of people need what you do or have…or is it just a few? The more potential there is for what you have or do…the more total money there is for you to attract. For example:…If you are a doctor, a salesperson, a secretary or a baker…there is a clear need in our society for what you do. The same holds true for professional athletes or musicians. There are some professions and products that have less need than others, therefore less earning potential. Rule Two’I get paid in direct proportion to how replaceable I am… or how replaceable my product… or service is’. In other words – how good are you? This is where earning money starts to get a little competitive. If you are easy to replace because the entry to what you do is easy, then you have to be very, very good to do well in that field. Otherwise you will have to share the potential intake between lots of people. The harder the entry, the higher the potential intake is because there are fewer people to share it with.The same is true if you have a product or service that is easy to duplicate. Rarity increases value: – Think of surgeon vs. a general doctor.- Think of a rare original painting vs. a print.- Think of an excellent salesperson vs. an ‘OK’ one.- Think of how much Michael Jordan earns vs. a rookie…- Think of any service you currently use that is so-so vs. another one that is excellent.Who do you prefer to do business with? These 3 question areas should get you thinking about some of the basic stuff like…1. How good is your product or service? If you aren’t the best, or close…. then why not?2. What reasons are you ‘internally’ telling yourself for not being better? What is this costing you in financial intake and your life style?3. Plain and simple – is your product, service or talent easily replaceable? Rule Three’I get paid in direct proportion to how many people I can get to use and pay me for products, services or my talent.’ Think about this for a moment; compared to other people in your line of work, how good are you at getting people to know what you do and what you have to offer (your products and services lines)? And how good are you at getting them to use your products or services? If you are honest with yourself about the answers… I think you’ll agree that in one or more of the areas…there is room for improvement.I’d like you to imagine what it would be like to double or triple your intake or revenues right now, what would you buy, where would you go, what would you have that you don’t right now?I ask you these questions because I was asked them when I was 21. I liked the answers I came up with, so I decided to really go for it and learn and do what was needed.If you don’t keep growing and learning, you’ve made an internal agreement with yourself that you are fine with how much money you are earning right now and with what you’ve got right now.Until next week…Create a great day!——————

John Assaraf, aka The Street Kid is a New York Times & Wall Street Journal Best-Selling Author, Trainer & Entrepreneur. Go to: http://www.thestreetkid.com to discover his “Secrets To Building A Multi-Million Dollar Business – Guaranteed!” Go to: http://www.TheStreetKid.com/seminars to register for your No-Cost eCourse, “The Science Of Making Tons Of Dough.”

Pink Floyd playing Money at Live 8 Still more to come
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Top 10 Money Saving Tips

1) Spend Less. This is not over simplifying the best way to save money! It is essential if you are serious about being a long term money saver and being able to save money every day. Review what you spend and look at ways you can save money. Consider making telephone calls for instance only at off-peak times. Do you really need to have newspapers and magazines delivered? Can you do without those coffees you buy at break time everyday – would a flask of coffee taken to work save you money? What about using the public lending library instead of buying books or music CDs? Once you start looking for little ways to save money and spend less you will quickly become an expert and really save money.

2) Establish a personal budget. This is essential for families and individuals and can be the fastest way to save money. You will instantly see your incomings and outgoings once you create your budget. You will not be able to save money unless you know how much money you have coming in, and how much money you have going out. Once you have prepared a budget of incoming money and outgoing money, you WILL be able to identify areas where you can save. It is MUCH more difficult to save money over a long period of time (the rest of your life?) without a budget.

3) Bulk is good. Think about shopping and buying in bulk. Save money grocery shopping by planning meals in advance and bulk-buying. You can also save money by cooking in bulk. This is a real way you can save money with little preparation and almost no extra outlay. Always purchase generics when you can. Prepared foods and convenience foods will always be much more expensive than the generic ingredients needed to make the food. Preparing food in bulk and in advance also gives you the opportunity to plan ahead and be more accurate in your budget. Save Money by buying in bulk whenever you can. One thing to be aware of when buying in bulk is to be sure that any product you buy will get used before it goes bad – you won’t save money if you have to throw stuff away. Buying in bulk is not only a good way to save money it is also a good strategy for coping with and surviving emergencies.

4) Buy used. Sure, we all like to buy new. But there are huge money savings to be made in buying used. Typically cars lose one-third of their value in the first 24 months from new. Why not buy a car 24 months old? Other items such as clothes can be worth even less just the day after new. Look for ways to buy “as good as new” items and save money. Typical products you might consider buying used to save money include: cars, clothes, electrical goods, garden items… tools and sheds, household items… pots and pans, the list of used goods where you can save money is endless.

5) Don’t carry excessive debt. Some debt in our lives may be essential. We may need a mortgage to purchase a home, we may need to use our credit card to make purchases until pay-day, but your aim to save money should be to have as little debt as possible. Credit Card deb is typically the most expensive debt we may carry. You will be able to save money every month if you make it an absolute rule to pay off your outstanding balance every month. If you can have the discipline to do this you will save money by effectively having no debt, and thus no interest charge on your credit card(s).

6) Make sure a sale is a sale. By this I mean do your price research before you commit to making an expensive purchase in a retailers money-off sale. You have to be sure the sale really is a sale and not a creative marketing strategy of the store to encourage you to spend your money without thinking. Once you have researched the true price of a product (any product) you are in a good position to take advantage of a sale, special offer or discount and really save money. “Buy one get one free”, “50% off”, and “Huge Discount” will only help you save money if the actual price you pay is lower than you would pay somewhere else for exactly the same product.

7) Shop Wisely. Consider markets, superstores, farmer’s markets, local shops, marts and stores. Anywhere is worth checking out to see if you can save money. Farmer’s Markets can be particularly good places to save money. Typically you are buying direct from the producer of the product so the savings are passed on to you. Use your bulk buying strategy here – farmer’s markets often offer opportunities to save money by buying larger quantities of staples, for instance potatoes, rice or corn. Save money and shop wisely.

8) Eat in rather than out. This is a huge area where you can save money. A cup of coffee taken out could easily cost you TWENTY times (or more) what it would cost you to make it at home. So think before you drink when you are out. Eating is the same. Fast food restaurants are counting on you eating food that you perhaps don’t really need at that time but buy just because it is quick. Why not wait until you get home and have a more nutritious meal and save money at the same time.

9) Use less. This money saving tip is a lesson we all need to learn. We live in a consumer society where waste is a huge problem. If we could all use and consume less there would be less waste, less power consumption, and the benefits for you are SAVING MONEY. Consider using less shampoo when you wash your hair, this may not mean washing your hair less effectively it means not flushing the excess shampoo and your money down the drain. What about saving on heating? Turn the thermostat down or put on extra clothes when you are cold. Turn off lights, the TV and the computer when they are not in use. Each little saving you make will build up and enable you to save money. Huge savings in energy can be made which will save you money and be good for our planet and the other people on it.

10) Save Money. No, I mean really save some money. Each week or each month get into the habit of putting an amount, however small into your savings. You could start by saving a very small fixed amount each time and then move to putting in larger amounts once you begin to save money from your other money saving strategies. You will find that by saving money on a regular basis you will quickly build up a store of reserve money and also feel motivated to save more. The hardest part is to take the first step and start saving money – so START TODAY and save some money NOW! If you find it impossible to save money once you have it, consider having money deducted from your paycheck direct each month. This can be a great way to save money rapidly as once it is set up you will not notice it is being collected and your savings will grow with no more effort from you.

Written by tkgoh
Jobless, trying to earn some money here. Pls click on the ads if you like my articles. Thank you.

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Money Money Money!

Article by Dave Clark

Money! Is brighter than sunshine, sweeter than honey”. A number of historians, poets, and scholars have termed the importance of money in very many ways. A poet says money – money is the man. The most important factor about the character of money is that it creates a feeling of confidence and boldness within an individual as it remains with him for long. Money is the foremost among all material essentials; and its importance can be gauged from the fact that it governs the entire human society with its effective existence in every sphere of human life.

An observation by a notable personality defines money as it represents health, strength, honor, generosity, and beauty in all. On the other hand, want of money is reflected by ill health, weakness, disgrace, meanness and ugliness.

Money plays a key role in society, as the entire economy, globally, depends on it. Money is the measure of value and symbolizes status.

Money saving is a vital part of our existence. Surviving the tough times that we are going through is nay impossible without money in our bank. A part of what we earn must go into savings to tide us through an emergency without resorting to external assistance. You may have any number of reasons to save money, but what this e-book suggests is some very practical ways on saving money.

You may have a point when you say that with things getting so expensive saving money is a tough proposition. One has to agree that after paying off the installments on your mortgage, car loan, credit card credits, and more there is hardly any money left worth saving. Even with limited monetary resources in hand, you can still manage to save money if you are creative enough to use your imagination.

There are other small ways to save money, apart from what you are investing to create a retirement fund for yourself. Small savings may seem innocuous, but by the end of the year, they swell into a sizeable amount. Savings do not mean putting aside a big amount of money at one go. A conscious effort at saving money everyday will see your savings grow into a substantial amount.

People with big incomes can think of saving big. But, not all of us have big incomes. So, whatever we save adds up to whatever we have already saved.

Dave Clark is an experienced article writer and has been writing articles and books for many years, he is very knowledgeable in numerous fields, Dave also works part time for Cushy Sofa a manufacturer and online retailer of Divans, Memory Foam Mattresses, Memory Foam Toppers, Memory Foam Pillows and Memory Foam Sofas

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